Get Directions
Drivers throughout New Mexico know how frustrating insurance claims can be after a collision, when you can’t prove who did what before the incident occurred. Dashcams allow drivers to put aside the debate about who’s at fault. Learn more from your auto insurance agency at Franklin Insurance Agency, which serves the area of Rio Rancho, NM.
Quickly Determine Fault
New Mexico is a modified comparative negligence state. The percentage of fault each driver receives impacts how much they can recover. Dashcams clearly establish what occurred during a crash. There’s less speculation for insurance adjusters to work through when reviewing a claim. Two drivers might provide two very different stories about how their crash occurred. Having video that clearly depicts what happened can sort out those disagreements much quicker than obtaining witness statements can.
Verify Claims Against Uninsured Drivers
New Mexico drivers already share the road with plenty of drivers who lack insurance. Often times, these drivers will admit to causing a wreck, then proceed to deny they were involved or try to change the details of how the wreck occurred. If you have a dash cam, you’ll have video evidence of the other car’s license plate, the location of the crash and how the crash occurred. Dashcams help prove who was at fault in hit-and-run accidents.
Submit Your Claim Sooner
When you submit your dashcam footage with your injury claim, your insurance company has one less thing to investigate. That often means your insurance company can process your claim sooner. Dashcams help reduce fraudulent claims while helping process claims that have merit.
Your auto insurance agency at Franklin Insurance Agency, which serves the area of Rio Rancho, NM, can answer all your questions about the benefits of dash cams. Contact us today to learn more.