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Getting into an accident on a motorcycle can incur higher bills than if you were in a car. It’s for this reason that you don’t want to take the risk of getting hit by someone who doesn’t have enough insurance, or none at all. At Franklin Insurance Agency, serving Rio Rancho, NM, we want motorcyclists to be as safe as possible when they’re out riding. Here’s why you need comprehensive motorcycle insurance.
Why It’s Important To Get Covered Against Underinsured/Uninsured Motorists
As a motorcyclist, you know that you can’t trust other drivers to do what’s right if you want to stay safe. That includes not trusting other drivers to have enough insurance for medical bills after an accident. Liability policies provide a minimum amount of money, which may not be enough to cover your injuries if you’re knocked off your motorcycle.
Getting Your Motorcycle Repaired or Replaced After an Accident
The same issue goes for damage to your motorcycle. A minor accident can result in serious damage that is costly to repair. If your bike is totaled, the other driver’s liability insurance may not have enough coverage to replace it.
Protect Yourself From an Uninsured Motorist
If you get hit by someone without insurance, or are the victim of a hit-and-run, your own insurance may not be enough to pay for all the damage and medical bills. When you have coverage for underinsured/uninsured motorists, the policy takes care of most or all of your bills.
Learn More About Getting the Right Coverage for Your Motorcycle
At Franklin Insurance Agency, we’re familiar with the risks that motorcyclists take when they get on the road. That’s why we offer motorcycle insurance that protects against different types of calamities. Call us to learn more about underinsured/uninsured motorist coverage and how it works. We’re currently serving Rio Rancho, NM.