{"id":188,"date":"2026-08-31T12:00:00","date_gmt":"2026-08-31T18:00:00","guid":{"rendered":"https:\/\/www.fianm.com\/blog\/?p=188"},"modified":"2026-08-16T17:26:47","modified_gmt":"2026-08-16T23:26:47","slug":"when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle","status":"publish","type":"post","link":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/","title":{"rendered":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle?"},"content":{"rendered":"<p>There&#8217;s nothing more exhilarating than feeling the wind on your body as you drive a new motorcycle. Having the right insurance is important when you own a motorcycle. It&#8217;s a requirement for you to carry the minimum amount of liability insurance, but you may need more insurance coverage based on your riding habits and whether you took out a loan to buy your motorcycle. Regardless of what kind of coverage you need, knowing when to get that insurance can help you with the motorcycle buying process. The team at Franklin Insurance Agency servicing&nbsp;Rio Rancho, NM are here to help you find a policy.&nbsp;<\/p>\n<h2>How Can You Get Motorcycle Insurance?<\/h2>\n<p>You won&#8217;t be able to insure your motorcycle until you&#8217;ve selected a specific motorcycle to buy. However, you can always call your insurance agent to get started with the motorcycle insurance purchase process. Your insurance agent can take some basic information that can help expedite the phone call when you&#8217;re ready to get a policy. Your insurance agent can also answer your questions so you won&#8217;t have to ask your questions when you&#8217;re in the middle of buying a motorcycle.&nbsp;<\/p>\n<h2>When Should You Get Motorcycle Insurance When Buying a Motorcycle?<\/h2>\n<p>Most motorcycle dealerships won&#8217;t let you drive a motorcycle off the lot until you&#8217;ve shown proof of motorcycle insurance. This means that you&#8217;ll call your insurance agent when you&#8217;re at the dealership finalizing the purchase process. If you&#8217;ve already called your insurance agent to get started with the purchase process, this will make the phone call from the dealership fast and easy.&nbsp;<\/p>\n<h2>Call Today to Select Your Motorcycle Insurance&nbsp;<\/h2>\n<p>Getting insurance is an important part of buying a motorcycle. To get started, call the professionals at Franklin Insurance Agency servicing&nbsp;Rio Rancho, NM.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There&#8217;s nothing more exhilarating than feeling the wind on your body as you drive a new motorcycle. Having the right insurance is important when you own a motorcycle. It&#8217;s a requirement for you to carry the minimum amount of liability insurance, but you may need more insurance coverage based on your riding habits and whether [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[11,26,28,13,12],"class_list":["post-188","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-franklin-insurance-agency","tag-insurance","tag-motorcycle","tag-nm","tag-rio-rancho"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.1.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Franklin Insurance Agency |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2026-08-31T18:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2026-08-16T23:26:47+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#article\",\"name\":\"When Should I Get Motorcycle Insurance If I\\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency\",\"headline\":\"When Should I Get Motorcycle Insurance If I\\u2019m Buying a Motorcycle?\",\"author\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/#organization\"},\"datePublished\":\"2026-08-31T12:00:00-06:00\",\"dateModified\":\"2026-08-16T17:26:47-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#webpage\"},\"articleSection\":\"Motorcycle Insurance, Franklin Insurance Agency, insurance, motorcycle, NM, Rio Rancho\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.fianm.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/category\\\/motorcycle-insurance\\\/#listItem\",\"name\":\"Motorcycle Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/category\\\/motorcycle-insurance\\\/#listItem\",\"position\":2,\"name\":\"Motorcycle Insurance\",\"item\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/category\\\/motorcycle-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#listItem\",\"name\":\"When Should I Get Motorcycle Insurance If I\\u2019m Buying a Motorcycle?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#listItem\",\"position\":3,\"name\":\"When Should I Get Motorcycle Insurance If I\\u2019m Buying a Motorcycle?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/category\\\/motorcycle-insurance\\\/#listItem\",\"name\":\"Motorcycle Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/#organization\",\"name\":\"Blog | Franklin Insurance Agency\",\"url\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#webpage\",\"url\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/\",\"name\":\"When Should I Get Motorcycle Insurance If I\\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2026-08-31T12:00:00-06:00\",\"dateModified\":\"2026-08-16T17:26:47-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/\",\"name\":\"Blog | Franklin Insurance Agency\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.fianm.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency","description":"","canonical_url":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#article","name":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency","headline":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle?","author":{"@id":"https:\/\/www.fianm.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.fianm.com\/blog\/#organization"},"datePublished":"2026-08-31T12:00:00-06:00","dateModified":"2026-08-16T17:26:47-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#webpage"},"isPartOf":{"@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#webpage"},"articleSection":"Motorcycle Insurance, Franklin Insurance Agency, insurance, motorcycle, NM, Rio Rancho"},{"@type":"BreadcrumbList","@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.fianm.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.fianm.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.fianm.com\/blog\/category\/motorcycle-insurance\/#listItem","name":"Motorcycle Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.fianm.com\/blog\/category\/motorcycle-insurance\/#listItem","position":2,"name":"Motorcycle Insurance","item":"https:\/\/www.fianm.com\/blog\/category\/motorcycle-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#listItem","name":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.fianm.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#listItem","position":3,"name":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.fianm.com\/blog\/category\/motorcycle-insurance\/#listItem","name":"Motorcycle Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.fianm.com\/blog\/#organization","name":"Blog | Franklin Insurance Agency","url":"https:\/\/www.fianm.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.fianm.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.fianm.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#webpage","url":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/","name":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.fianm.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/#breadcrumblist"},"author":{"@id":"https:\/\/www.fianm.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.fianm.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2026-08-31T12:00:00-06:00","dateModified":"2026-08-16T17:26:47-06:00"},{"@type":"WebSite","@id":"https:\/\/www.fianm.com\/blog\/#website","url":"https:\/\/www.fianm.com\/blog\/","name":"Blog | Franklin Insurance Agency","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.fianm.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Franklin Insurance Agency |","og:type":"article","og:title":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency","og:url":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/","article:published_time":"2026-08-31T18:00:00+00:00","article:modified_time":"2026-08-16T23:26:47+00:00","twitter:card":"summary","twitter:title":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle? | Blog | Franklin Insurance Agency"},"aioseo_meta_data":{"post_id":"188","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"Article","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2026-08-31 18:01:26","updated":"2026-08-31 18:01:26","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.fianm.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.fianm.com\/blog\/category\/motorcycle-insurance\/\" title=\"Motorcycle Insurance\">Motorcycle Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhen Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.fianm.com\/blog"},{"label":"Motorcycle Insurance","link":"https:\/\/www.fianm.com\/blog\/category\/motorcycle-insurance\/"},{"label":"When Should I Get Motorcycle Insurance If I\u2019m Buying a Motorcycle?","link":"https:\/\/www.fianm.com\/blog\/when-should-i-get-motorcycle-insurance-if-i-m-buying-a-motorcycle\/"}],"_links":{"self":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/188","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/comments?post=188"}],"version-history":[{"count":1,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/188\/revisions"}],"predecessor-version":[{"id":189,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/188\/revisions\/189"}],"wp:attachment":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/media?parent=188"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/categories?post=188"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/tags?post=188"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}