{"id":18,"date":"2019-08-16T02:00:00","date_gmt":"2019-08-16T14:00:00","guid":{"rendered":"https:\/\/www.fianm.com\/blog\/?p=18"},"modified":"2019-08-16T10:08:21","modified_gmt":"2019-08-16T16:08:21","slug":"people-who-may-need-umbrella-insurance","status":"publish","type":"post","link":"https:\/\/www.fianm.com\/blog\/people-who-may-need-umbrella-insurance\/","title":{"rendered":"People who may need umbrella insurance"},"content":{"rendered":"<p>Umbrella insurance is a different kind of insurance that works best for certain types of people. This is why companies like Franklin Insurance Agency in Rio Rancho, NM are available to provide more specific information about this kind of coverage and answer questions for those who may potentially need it.&nbsp;<\/p>\n<p>Umbrella insurance is generally used as additional coverage beyond what will be covered by auto insurance, homeowners insurance, and other regular types of coverage. Because umbrella insurance provides additional coverage in the event of a severe or devastating incident, it is best for individuals who are exposed to large amounts of risk and need greater coverage. For example, someone who drives a large vehicle&nbsp;long distances for commercial and business purposes has a much greater chance of being involved in a life-changing accident. They may need additional umbrella coverage in the event of a lawsuit. Others who are engaged in high-risk activities at their job or at home may also want to purchase umbrella coverage so that they would be protected from lawsuits that can range in the thousands or millions of dollars. Think of it as a way of protecting assets against large judgments, or protecting large amounts of assets in the event that&nbsp;some kind of major accident that will need to be paid for. This is why umbrella insurance is best for people dealing with high-risk situations or those who need coverage for large amounts of personal property.&nbsp;<\/p>\n<p>To learn more about how the specifics of umbrella insurance may be beneficial to you, contact Franklin Insurance Agency. Their agents have specific knowledge about the community of Rio Rancho, NM, and they can provide you with specialized guidance about whether you may need umbrella insurance or not.&nbsp;&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Umbrella insurance is a different kind of insurance that works best for certain types of people. This is why companies like Franklin Insurance Agency in Rio Rancho, NM are available to provide more specific information about this kind of coverage and answer questions for those who may potentially need it.&nbsp; Umbrella insurance is generally used [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[11,9],"class_list":["post-18","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-franklin-insurance-agency","tag-rio-rancho-nm"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.fianm.com\/blog\/people-who-may-need-umbrella-insurance\/\" \/>\n\t<meta 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12:17:28","updated":"2025-06-04 11:43:01","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.fianm.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.fianm.com\/blog\/category\/umbrella-insurance\/\" title=\"Umbrella Insurance\">Umbrella Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tPeople who may need umbrella insurance\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.fianm.com\/blog"},{"label":"Umbrella Insurance","link":"https:\/\/www.fianm.com\/blog\/category\/umbrella-insurance\/"},{"label":"People who may need umbrella 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