{"id":170,"date":"2025-11-28T12:00:00","date_gmt":"2025-11-28T18:00:00","guid":{"rendered":"https:\/\/www.fianm.com\/blog\/?p=170"},"modified":"2025-11-10T08:34:31","modified_gmt":"2025-11-10T14:34:31","slug":"protecting-yourself-from-underinsured-uninsured-motorists","status":"publish","type":"post","link":"https:\/\/www.fianm.com\/blog\/protecting-yourself-from-underinsured-uninsured-motorists\/","title":{"rendered":"Protecting Yourself From Underinsured\/Uninsured Motorists"},"content":{"rendered":"<p>Getting into an accident on a motorcycle can incur higher bills than if you were in a car. It&#8217;s for this reason that you don&#8217;t want to take the risk of getting hit by someone who doesn&#8217;t have enough insurance, or none at all. At Franklin Insurance Agency, serving Rio Rancho, NM, we want motorcyclists to be as safe as possible when they&#8217;re out riding. Here&#8217;s why you need comprehensive motorcycle insurance.<\/p>\n<h2>Why It&#8217;s Important To Get Covered Against Underinsured\/Uninsured Motorists<\/h2>\n<p>As a motorcyclist, you know that you can&#8217;t trust other drivers to do what&#8217;s right if you want to stay safe. That includes not trusting other drivers to have enough insurance for medical bills after an accident. Liability policies provide a minimum amount of money, which may not be enough to cover your injuries if you&#8217;re knocked off your motorcycle.<\/p>\n<h2>Getting Your Motorcycle Repaired or Replaced After an Accident<\/h2>\n<p>The same issue goes for damage to your motorcycle. A minor accident can result in serious damage that is costly to repair. If your bike is totaled, the other driver&#8217;s liability insurance may not have enough coverage to replace it.<\/p>\n<h2>Protect Yourself From an Uninsured Motorist<\/h2>\n<p>If you get hit by someone without insurance, or are the victim of a hit-and-run, your own insurance may not be enough to pay for all the damage and medical bills. When you have coverage for underinsured\/uninsured motorists, the policy takes care of most or all of your bills.&nbsp;<\/p>\n<h2>Learn More About Getting the Right Coverage for Your Motorcycle<\/h2>\n<p>At Franklin Insurance Agency, we&#8217;re familiar with the risks that motorcyclists take when they get on the road. That&#8217;s why we offer motorcycle insurance that protects against different types of calamities. Call us to learn more about underinsured\/uninsured motorist coverage and how it works. We&#8217;re currently serving Rio Rancho, NM.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Getting into an accident on a motorcycle can incur higher bills than if you were in a car. It&#8217;s for this reason that you don&#8217;t want to take the risk of getting hit by someone who doesn&#8217;t have enough insurance, or none at all. At Franklin Insurance Agency, serving Rio Rancho, NM, we want motorcyclists [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[11,26,28,13,12],"class_list":["post-170","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-franklin-insurance-agency","tag-insurance","tag-motorcycle","tag-nm","tag-rio-rancho"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/170","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/comments?post=170"}],"version-history":[{"count":1,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/170\/revisions"}],"predecessor-version":[{"id":171,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/170\/revisions\/171"}],"wp:attachment":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/media?parent=170"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/categories?post=170"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/tags?post=170"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}