{"id":122,"date":"2023-12-29T04:00:00","date_gmt":"2023-12-29T10:00:00","guid":{"rendered":"https:\/\/www.fianm.com\/blog\/?p=122"},"modified":"2023-12-29T11:05:11","modified_gmt":"2023-12-29T17:05:11","slug":"what-is-umbrella-insurance-three-things-to-know","status":"publish","type":"post","link":"https:\/\/www.fianm.com\/blog\/what-is-umbrella-insurance-three-things-to-know\/","title":{"rendered":"What Is Umbrella Insurance? Three Things to Know"},"content":{"rendered":"<p>If you&#8217;re shopping for homeowners insurance, boat insurance, or auto insurance, you may be asked if you&#8217;d also like to purchase umbrella insurance. Many people don&#8217;t even know what umbrella insurance is and aren&#8217;t sure if it&#8217;s the kind of insurance they need or could benefit from.<\/p>\n<p>We&#8217;re happy to answer these questions at Franklin Insurance Agency serving&nbsp;Rio Rancho, NM. Knowing how umbrella insurance can protect you can help you make an informed decision as you&#8217;re shopping for the right insurance policy.&nbsp;<\/p>\n<h2><strong>What Is Umbrella Insurance?<\/strong><\/h2>\n<p>Umbrella insurance is a type of insurance policy extending the liability coverage offered under your homeowner&#8217;s, auto, or boat insurance. Umbrella insurance can help protect you from financial liability if a third party sustains bodily injury or property damage. Umbrella insurance is a separate policy that works with homeowners&#8217;, auto, and boat insurance.&nbsp;<\/p>\n<h2><strong>Should You Get Umbrella Insurance?<\/strong><\/h2>\n<p>Umbrella insurance is a good idea for you if you have substantial wealth or sizable&nbsp;savings and other assets, own a trampoline or a swimming pool, coach kid&#8217;s sports, and are a landlord. Your insurance agent can help you decide if umbrella insurance suits you.&nbsp;<\/p>\n<h2><strong>How Can You Get Umbrella Insurance?<\/strong><\/h2>\n<p>You can&nbsp;get an umbrella insurance policy you can trust by contacting&nbsp;Franklin Insurance Agency serving&nbsp;Rio Rancho, NM. Our insurance experts are here to help you get the insurance policy that will most benefit you. Umbrella insurance is complicated, so it&#8217;s best to work with an expert who can answer your questions and help you make an informed decision before getting this type of insurance. Call today.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you&#8217;re shopping for homeowners insurance, boat insurance, or auto insurance, you may be asked if you&#8217;d also like to purchase umbrella insurance. Many people don&#8217;t even know what umbrella insurance is and aren&#8217;t sure if it&#8217;s the kind of insurance they need or could benefit from. We&#8217;re happy to answer these questions at Franklin [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[11,9],"class_list":["post-122","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-franklin-insurance-agency","tag-rio-rancho-nm"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/comments?post=122"}],"version-history":[{"count":1,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/122\/revisions"}],"predecessor-version":[{"id":123,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/posts\/122\/revisions\/123"}],"wp:attachment":[{"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/media?parent=122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/categories?post=122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.fianm.com\/blog\/wp-json\/wp\/v2\/tags?post=122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}