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Boat/Watercraft Insurance

The mild weather, beautiful sunsets, and the remarkable water temperatures make New Mexico a perfect destination for all water activities including fishing, swimming, boating, kayaking, and jet skiing.

However, even with all the fun activities, numerous dangers put your like and that of your watercraft at risk. These may include bodily injuries to you and others, theft, fire, collisions, and accidents due to hurricanes, floods, winds & hail which leads to property damage.

At Franklin Insurance Agency, we’re here to help you go about your water activities without worry. We'll help you write a boat/watercraft insurance that'll cover you against personal injuries, liabilities, and damage to property.

Boat/Watercraft Insurance Coverage Options

Franklin Insurance Agency provides you with a wide array of coverage options for your boat and other watercraft. The following are just a few of the options:

  • Third Party Liabilities: This coverage protects you against other boaters due to an at-fault accident on the water. Your insurance company will pay for their medical costs, repair, and replacement of the property damaged.
  • Physical Damage Coverage: With this coverage in your policy, you’ll protect your boat in storage and transport. It covers damages due to fire, floods, vandalism, and theft.
  • Uninsured/Underinsured Watercraft Coverage: In New Mexico, some boat users lack insurance. This coverage option protects against such boaters so that your insurer can cater for the medical bills, lost wages, and other expenses due to an accident.
  • Fuel Spill and Wreckage Removal: The federal water laws require cleaning up the leaked oil and towing the wreckages to the shore. With this coverage option, your insurance company may help with all the expenses.

Protect Your Boat/Watercraft and Enjoy the Peace of Mind

Looking to purchase boat/watercraft insurance that covers your vessel fully? Franklin Insurance Agency can help. We assist our customers by writing various policies including boat, home, auto, and commercial insurance. For home & auto insurance policy quotes, try our online rating tool. Visit our office or call us for quotes on other policies.